Tools

Outstanding balance & partial payment calculator (2026)

Enter the invoice total, payments received, and any credits to see the balance due, percent paid, and whether the invoice is overdue. Due date calculator · Late payment calculator

Updated May 22, 2026

Calculator

Balance due

$2,500.00

Collected

50%

Original total

$5,000.00

Balance due: $2,500.00

10 days overdue (due Sun, May 24, 2026). 50% of $5,000.00 collected.

Estimate late fees with the late payment calculator. Then use reminder templates for the remaining $2,500.00.

Partial payments and reminder emails

When a client pays part of an invoice, your reminder should reference the remaining balance and due date, not the original total.

Use this calculator before you send a follow-up, then pick a template that matches how overdue the invoice is.

Outstanding balance calculator FAQ

How do I calculate outstanding balance on an invoice?
Subtract payments received and any credit notes from the invoice total. The result is the balance due. Compare the due date to today to see if it is overdue.
What if the client paid half?
Enter the full invoice amount in total, then enter the partial payment in payments received. The calculator shows the remaining balance and how many days past due it is.
Should I send a reminder on a partial payment?
Yes if the balance is still due and past your terms. Acknowledge what they paid, state the remaining amount, and include the due date or days overdue.
Is this balance due calculator free?
Yes. It works in the browser with no account. Pair it with late fee and email templates, or automate reminders in NowPaid.

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